top of page
D2D Newsroom
Follow Diapers 2 Deposits on Google News:
https://news.google.com/topics/CAAqKAgKIiJDQkFTRXdvTkwyY3ZNVEYyYUhGamVqQXplUklDWlc0b0FBUAE


What the Military Compensation Educational Campaign Covers, and What It Leaves to the Classroom
The War Department's Military Compensation Educational Campaign covers pay, BRS and benefits. Here is what it explains, and the TSP matching detail it skips.
Whitney Ramirez, AFC
11 hours ago7 min read


MCPS Recognized This Summer RISE Host for Work Its Interns Actually Shipped
MCPS honored Diapers 2 Deposits with a Summer RISE 2026 Host Certificate. A look at youth workforce development in Maryland where 10 interns did real work.
Whitney Ramirez, AFC
5 days ago6 min read


Three New Financial Literacy Programs, and Where to Ask Us About Them on Aug. 22
Diapers 2 Deposits is at four MCPS Back-to-School Fairs on Aug. 22. Site times and three financial literacy programs Montgomery County families can join.
Whitney Ramirez, AFC
6 days ago5 min read


Credit Freeze for Military Families: What an AFC Learned Teaching 100 Soldiers at a Time
An AFC who taught Army soldiers explains how military families can freeze credit at all three bureaus, add an active duty alert, and thaw it in an hour.
Whitney Ramirez, AFC
Aug 108 min read


Diapers 2 Deposits Completes the NSF I-Corps Lean Startup Accelerator
Diapers 2 Deposits completed the NSF I-Corps Lean Startup Accelerator on August 4, one of 15 teams, and leaves with a clearer buyer and fall pilots.
Whitney Ramirez, AFC
Aug 55 min read


Diapers 2 Deposits Earns MCPS Approval for Student Service Learning Hours
Diapers 2 Deposits has been approved for MCPS Student Service Learning hours. Grades 6 to 12 earn verified SSL hours teaching credit to younger peers.
Whitney Ramirez, AFC
Aug 44 min read


Financial Literacy for Military Kids: Lessons From an Army Post
An AFC who taught soldiers on an Army post explains what military kids need from financial education, and how families keep it going through a PCS.
Whitney Ramirez, AFC
Aug 36 min read


Inside a Youth Financial Literacy Internship: What Students Built
Through MCPS Summer RISE, Diapers 2 Deposits' summer interns built 170+ assessments, 100+ investing cards, and a live leaderboard. Here's what the work taught them.
Whitney Ramirez, AFC
Jul 294 min read


How a Financial Literacy Simulation Teaches Real Money Skills
See how Diapers 2 Deposits runs its Game of Life financial literacy simulation: four hands-on stations that teach youth to budget, handle surprises, and invest.
Whitney Ramirez, AFC
Jul 294 min read


Virtual Financial Field Trips Head to Market via NSF I-Corps
Diapers 2 Deposits founder Whitney Ramirez is validating Virtual Financial Field Trips through the NSF Lean Startup Accelerator. What VFFT is and why the format works.
Whitney Ramirez, AFC
Jul 294 min read


Investor's Club Brings Teen Investing to Baltimore City Schools
The D2D Investor's Club is teaching teens to invest through real market decisions at Baltimore City high schools this summer, in person and online.
Whitney Ramirez, AFC
Jul 215 min read


Financial Readiness for Military Families: Why a Late Payment Is Never Just a Late Payment
Missed payments can put a security clearance at risk. Here is how financial readiness protects military families, and where to build the habit early.
Whitney Ramirez, AFC
Jul 206 min read


Why Michigan's Personal Finance Mandate Held Outcomes Flat and Needs an AFC Train-the-Trainer Delivery
Diapers 2 Deposits documents AFC Train-the-Trainer delivery for state personal finance mandates, anchored by spring 2026 classroom data from TYWLS Astoria.
Whitney Ramirez, AFC
May 286 min read


MCPS Summer RISE 2026 Names Diapers 2 Deposits a Host for Personal Finance and Soft Skills Career Track
MCPS Summer RISE 2026 names Diapers 2 Deposits a host for the June 22 cohort, pairing personal finance and soft skills training across five weeks in Rockville.
Whitney Ramirez, AFC
May 274 min read


Blueprint for Maryland's Future Sends 2026 Grads to College Faster Than It Builds Financial Literacy
Diapers 2 Deposits surfaces the Blueprint for Maryland's Future financial literacy gap as Baltimore City Public Schools graduates the Class of 2026 this week.
Whitney Ramirez, AFC
May 265 min read


This Memorial Day, AFC® Counselor Names Junior Enlisted Financial Vulnerability a Force-Readiness Threat
True force resiliency demands moving past passive lectures that teach soldiers to budget scarcity. Discover how D2D's WOSB credit sandboxes protect security clearances directly behind the firewall.
Whitney Ramirez, AFC
May 255 min read


Diapers 2 Deposits and Montgomery College Announce Strategic Partnership to Modernize Youth Financial Education
This collaboration introduces three specialized programs designed to bridge the "financial capability gap" for youth and young adults across Montgomery County.
Whitney Ramirez, AFC
Jan 292 min read


D2D Bridging the Academic Gap: F.A.S.T. Framework Aligns Financial Labs with National Math, ELA, and Financial Literacy Standards
By aligning the Financial Literacy Vortex™ with National Math and ELA standards, we allow schools to hit their academic targets
Whitney Ramirez, AFC
Jan 151 min read


The D2D Standard: A Master Guide to Our Financial Literacy Methodology & SEL Integration
At Diapers 2 Deposits (D2D) , we believe that financial literacy is more than just math—it is a life-saving skill rooted in social-emotional health and strategic thinking. To provide transparency for our school, non-profit, and corporate partners, we have compiled this comprehensive guide to our proprietary frameworks and operational standards. "The D2D Financial Literacy Vortex™: A scaffolded, multi-year learning journey that revisits core financial pillars—income, credit,
Whitney Ramirez, AFC
Jan 145 min read


D2D Unveils ‘The Financial Literacy Vortex™’: A 3-Stage System to Reverse the Negative Cycle of Poverty
When you move through these stages, you escape the Negative Vortex (debt and stress) and enter the Positive Vortex (assets and freedom).
Whitney Ramirez, AFC
Jan 141 min read
bottom of page