Diapers 2 Deposits

Profile

Join date: Nov 5, 2022

About

Whitney Ramirez, AFC® is a Maryland-based financial literacy expert and the founder of Diapers 2 Deposits. With a mission to bridge the wealth gap, she provides AFC®-backed financial education virtually and in-person for youth across Maryland, Washington D.C., and the NYC five boroughs.

A recognized leader in the field, she is the 2025 Inspire MD Award winner and the creator of the trademarked FinancialField Trips® program. Her work has been supported by the Montgomery County Collaboration Council and Baltimore Children and Youth Fund (BCYF). When she isn't leading workshops for partners like Student Leadership Network or The Young Women’s Leadership Schools, she can be found speaking at national conferences on youth financial empowerment.

Posts (71)

Jan 29, 2026 ∙ 2 min

Diapers 2 Deposits and Montgomery College Announce Strategic Partnership to Modernize Youth Financial Education

This collaboration introduces three specialized programs designed to bridge the "financial capability gap" for youth and young adults across Montgomery County.

Jan 15, 2026 ∙ 1 min

D2D Bridging the Academic Gap: F.A.S.T. Framework Aligns Financial Labs with National Math, ELA, and Financial Literacy Standards

By aligning the Financial Literacy Vortex™ with National Math and ELA standards, we allow schools to hit their academic targets

Jan 14, 2026 ∙ 5 min

The D2D Standard: A Master Guide to Our Financial Literacy Methodology & SEL Integration

At Diapers 2 Deposits (D2D) , we believe that financial literacy is more than just math—it is a life-saving skill rooted in social-emotional health and strategic thinking. To provide transparency for our school, non-profit, and corporate partners, we have compiled this comprehensive guide to our proprietary frameworks and operational standards. "The D2D Financial Literacy Vortex™: A scaffolded, multi-year learning journey that revisits core financial pillars—income, credit, and assets—with...