Diapers 2 Deposits Launches D2D Youth Money Hub on Skool, Transforming Financial Literacy into a Lifelong Safety Net for Young Adults
- Diapers 2 Deposits
- 4 days ago
- 2 min read
BALTIMORE, MD January 8, 2026– Diapers 2 Deposits, Inc., the award-winning financial literacy organization featured on WTOP News and recognized by the Maryland Chamber of Commerce, today announced the official launch of the D2D Youth Money Hub on the Skool platform. This move marks a pivot from traditional "one-and-done" financial education to an ongoing, community-based support system that stays with participants until age 24.5.
Founded by Whitney Ramirez, an Accredited Financial Counselor (AFC®) and Maryland Chamber of Commerce 2025 Rising Star, Diapers 2 Deposits has spent years bridging the gap between classroom theory and real-world money decisions. The new Skool community serves as a digital "financial safety net" for youth and young adults navigating the complexities of credit, budgeting, and adulting.
For Funders, Organizations, and Schools: Maximum ROI
For the schools, nonprofits, and workforce development organizations that partner with Diapers 2 Deposits, the Skool integration means their investment works harder. Traditionally, the impact of financial literacy is measured at the end of a semester. With the D2D Youth Money Hub, the impact is longitudinal. Students don’t just graduate from a program; they are onboarded into a curated ecosystem that provides continuous reinforcement, protecting the initial educational investment long after classroom instruction ends.
For Parents: Professional Guidance and Peace of Mind
“Parents often worry about the '11:00 PM moment'—when their child is away at college or in their first apartment, facing a high-stakes financial choice,” says Whitney Ramirez, Founder & CEO. “Our hub provides parents with peace of mind. They know their teen or young adult isn't turning to TikTok for financial advice, but to an AFC-supported community of experts and peers providing financial literacy for young adults.
For Youth & Young Adults: Help When it Matters Most
The D2D Youth Money Hub is built for the "real life" moments that school rarely covers. If a 20-year-old participant is staring at a lease agreement at midnight and doesn't understand a legal clause, or if they receive a confusing credit card offer, they no longer have to guess. They can post their question in the Hub and receive professional guidance within hours. This support remains active until the age of 24.5, covering the most critical window of a young person’s financial life.
Inside the D2D Youth Money Hub, members get access to:
The Graduation Financial Readiness Program: Preparing the Class of 2026 for independence.
The Investor’s Club for Teens: Real-world stock market and wealth-building basics (Learn more at diapers2deposits.com/investing-for-teens).
Virtual Co-Op for Homeschool Families: Structured financial education that meets national standards.
About Diapers 2 Deposits, Inc. Diapers 2 Deposits is a premier financial literacy firm based in Maryland, serving schools and families nationwide. Led by Accredited Financial Counselor Whitney Ramirez, the organization is known for its "Financial Field Trips" and its F.A.S.T. framework, which transforms abstract money concepts into tangible life skills. The organization's recent expansion into community-based learning was recently spotlighted on LinkedIn.
Media Contact:
Diapers 2 Deposits, Inc.
(844) 70 - SAVVY
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