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Financial Literacy | Financial Field Trips | Credit Unions

Credit unions are unique entities prioritizing member well-being over profit margins. For young adults looking to understand the nuances of banking with a community-focused approach, visiting a credit union is an enlightening Financial Field Trip. Diapers 2 Deposits' Financial Field Trips are an enriched learning experience. The world is our classroom; we teach online, in person, or on our bus. Before setting out on your adventure, students first learn the difference between traditional banks and credit unions. Check out one of our lessons below:



Account Management Lesson
Banking Basics: Credit Unions vs. Banks

Here's what every student knows before we visit a credit union:


Credit unions prioritize their members' financial well-being and actively engage with their communities. Visiting a credit union allows young adults to witness firsthand the member-centric approach that distinguishes these institutions. Young adults:

  • Understand the various financial services credit unions offer them, including savings accounts, loans, and personalized financial guidance.

  • See how these institutions contribute to local development and support community initiatives.

Credit union members are also owners and participate in the institution's governance. Understanding the cooperative structure fosters a sense of ownership and community responsibility.


Here are the insights our students are gaining:


  1. Students ask about the benefits of being a credit union member.

  2. Financial Field Trippers learn about the availability of financial counseling services and how credit unions support members in making sound financial decisions.

  3. Learn about the cooperative principles that guide credit unions, emphasizing equality, participation, and concern for the community. This sets credit unions apart from traditional banks and how it's okay to bank with a credit union and a conventional bank.

A Financial Field Trip to a credit union is a transformative educational experience, offering insights into a financial institution that prioritizes its members' well-being and community engagement. By asking thoughtful questions and exploring the unique features of credit unions, we gain a broader perspective on banking, financial responsibility, and the cooperative principles that underpin these community-focused institutions. This encounter enriches students' understanding of financial services, empowers them to make informed decisions, and reinforces why it is important to only bank with financial institutions in their best interests.



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