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Diapers 2 Deposits Young Investors' Club

At Diapers 2 Deposits, every young investor starts with a $25,000 virtual portfolio. It’s real-world practice with zero risk: students research companies, build hypotheses, and place trades in a simulator before they ever use a single dollar of their own money.


In the video below, one of our young investors tried to buy Walmart (ticker: WMT)—but her order wouldn’t execute. Instead of seeing that as a failure, we used it as a powerful teachable moment. Together, we walked through the most common reason beginner orders don’t go through: she hadn’t calculated how much she wanted to invest.

That led to an “aha!” moment and a mini-lesson we now repeat often: Plan your position before you press “Buy.”


Here’s the simple checklist our students now follow:

  1. Choose your position size first. Decide: how many shares you want to buy (e.g., 1.5 or 2 shares)?


  2. Confirm the ticker and price. Double-check the symbol (WMT), then look at the current price to see how many shares your budget buys.


  3. Select the order type. Market vs. limit: if you want a specific price, set a limit order and enter that price.


  4. Preview before you place. Make sure the quantity or dollar amount, price, and time-in-force (e.g., “day”) are all there. If anything’s blank, the trade won’t execute.


  5. Journal the trade. Write down your “why,” your entry plan, and how you’ll evaluate the decision later.


Within minutes, she corrected the order, sized the position properly, and placed the trade with confidence. That’s the point of our $25K virtual portfolios: learning the mechanics, language, and discipline of investing—so mistakes become lessons, not losses.


If you’re a school, parent, or community partner who wants students to practice investing the right way—with structure, coaching, and accountability—let’s connect. Email: savvy@diapers2deposits.com


Diapers 2 Deposits Young Investors Club

Download our app and join the club! Available in the Apple store! https://apps.apple.com/us/app/financial-field-trips/id6749086428

 
 
 

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Diapers 2 Deposits partner with the Y of Central of Maryland
Blue Bird Education Network
Financial Field Trips.
Agoge Project
Diapers 2 Deposits brings financial literacy to Montgomery County public schools
Financial Literacy at Excel Beyond the Bell
Diapers 2 Deposits partners with Global Children Financial Literacy foundation
Diapers 2 Deposits partners with MakingChange in Howard County
Diapers 2 Deposits are grantees of BCYF grassroot fund
Financial Literacy at Community in Schools
Young Women's Leadership School
Montgomery County Recreation
Diapers 2 Deposits with MOED summer youth program
MTM Partners
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