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Credit Freeze for Military Families: What an AFC Learned Teaching 100 Soldiers at a Time
An AFC who taught Army soldiers explains how military families can freeze credit at all three bureaus, add an active duty alert, and thaw it in an hour.
Whitney Ramirez, AFC
Aug 108 min read


The D2D Standard: A Master Guide to Our Financial Literacy Methodology & SEL Integration
At Diapers 2 Deposits (D2D) , we believe that financial literacy is more than just math—it is a life-saving skill rooted in social-emotional health and strategic thinking. To provide transparency for our school, non-profit, and corporate partners, we have compiled this comprehensive guide to our proprietary frameworks and operational standards. "The D2D Financial Literacy Vortex™: A scaffolded, multi-year learning journey that revisits core financial pillars—income, credit,
Whitney Ramirez, AFC
Jan 145 min read


Investing Basics: How Many Months Are in Q1, Q2, Q3, & Q4!
Teaching your child how many months are in a quarter!
Whitney Ramirez, AFC
Jan 29, 20241 min read


Top 3 Mistakes Parents Make Adding Teens as Authorized Users
Here are the top 3 biggest mistakes parents often make when adding their kids as authorized users:
Whitney Ramirez, AFC
Jan 29, 20242 min read


Mind Your Money! | Financial Literacy | Teaching Financial Psychology at Home!
Teaching financial literacy and financial psychology at home: kids. teens, young adults. & college students.
Whitney Ramirez, AFC
Jun 20, 20232 min read
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