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Investor's Club for Teens & Young Adults starts October 2, 2025!

Diapers 2 Deposits presents an Investors Club for Teen and Young adults to learn investing
Investor's Club

Most adults don’t fear “investing” so much as they fear the unknowns around it—jargon, headlines, and the weight of feeling late to the game. Start earlier, and those unknowns turn into familiar terrain. Anxiety drops, decisions get easier, and the compounding you’ve heard about finally works for you instead of against your timeline.

Here’s why, beginning in your teens or early 20s, joining Dipaers 2 Deposits Investor's Club for Teens and Young Adults (even with tiny amounts or a simulator) can dramatically lower money stress later on.


The Investor's Club for Teens ensures familiarity beats fear

Anxiety thrives in uncertainty. When young people practice with a stock-market simulator or invest small amounts, they learn the rhythms: markets rise and fall, news moves prices, and portfolio values change. Over time, those wiggles stop feeling like threats and begin to look like data. This exposure effect—seeing a process often enough to normalize it. The investor's club reduces fear more reliably than reading about investing from afar.


Takeaway: The earlier you get reps, watchlists, practice trades, and reflection, the less intimidating the real thing feels later.


Time is your built-in safety net.


Starting early increases your margin for error. If you make a clumsy decision at 16 in a simulator or at 22 with a small, diversified portfolio, you have years to learn, adjust, and recover. That cushion turns high-stakes, “must be perfect” decisions into low-stakes lessons: exactly the kind that build confidence and reduce stress.


Takeaway: Time reduces pressure. Pressure reduction reduces anxiety.


Compounding turns “slow” into “powerful”


Compounding is quiet confidence. Watching even small sums grow over years reframes money as something you can shape intentionally rather than something that happens to you. That mindset shift—I can influence my future—is one of the strongest antidotes to financial anxiety.


Takeaway: Early habits make you the beneficiary of time, not the victim of it.


Vocabulary fluency lowers cognitive load

“ETF,” “diversification,” “limit order,” “expense ratio”—these are learnable words. If you learn them at 15–20, you won’t be translating in your head at 35 while trying to make real decisions. Lower cognitive load = lower stress.


Takeaway: Build a simple glossary early; your future self will thank you.


The 8-Session Roadmap

Session 1 — Kickoff & Setup Icebreakers and introductions; play the S&P Memory Game; short instructor presentation on how we’ll learn inside a simulator; create Investor’s Club accounts.


Session 2 — Platform Tour & Watchlist Log in together; quick demo of key features; build a watchlist (5–10 companies) and send it to your instructor.


Session 3 — First TradesReview watchlists; place first simulated buy orders; trade journal entry: thesis for each pick.


Session 4 — Strategies & Risk Practice order types (market, limit, stop); learn diversification; adjust positions with a plan.


Session 5 — Earnings, News & Bias: Read headlines; decide buy/hold/sell in the simulator; observe how news affects price; update thesis notes.


Session 6 — Portfolio Checkup: Analyze gains/losses, sector mix, and position sizes; rebalance; set clear exit rules.


Session 7 — Trade Journal + Closing Positions. Instructor demo: how to close positions; students close positions in the simulator; record profits/losses per trade and overall portfolio performance in the trade journal; confirm all positions are closed.


Session 8 — Celebration, Review & Next Steps: Portfolio review and key takeaways; games; encouragement to continue learning; announcement of next class; invite students to download our app for ongoing practice and resources.


 
 
 

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Diapers 2 Deposits partner with the Y of Central of Maryland
Blue Bird Education Network
Financial Field Trips.
Agoge Project
Diapers 2 Deposits brings financial literacy to Montgomery County public schools
Financial Literacy at Excel Beyond the Bell
Diapers 2 Deposits partners with Global Children Financial Literacy foundation
Diapers 2 Deposits partners with MakingChange in Howard County
Diapers 2 Deposits are grantees of BCYF grassroot fund
Financial Literacy at Community in Schools
Young Women's Leadership School
Montgomery County Recreation
Diapers 2 Deposits with MOED summer youth program
MTM Partners
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