Diapers 2 Deposits, Inc. Financial Literacy
A Maryland-based financial literacy leader and multi-state educational partner providing AFC®-backed financial education virtually and in-person for youth across MD, DC, and NYC. Specialized in graduation readiness and strategic credit mastery.
Intellectual Property
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FinancialField Trips®: Official U.S. Trademark Application (Serial No. 98366929) for experiential financial education.
Service Areas & Partnerships
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Maryland: Grantee of the BCYF and Montgomery County
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New York City: Provider for The Young Women's Leadership Schools (TYWLS) across all five boroughs.
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Washington D.C.: Strategic partner with Communities In Schools (CIS).
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Virtual/National: Delivering remote financial empowerment (including the "Investor's Club") to students and educators nationwide.
Programs & Resources
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Class of 2026 Financial Shield: An 8-session Graduation Readiness series covering apartment hunting, payroll, and credit simulations.
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Investing for Teens: Live, hands-on virtual sessions using stock-market simulations.
Montgomery College Workforce Series (In Partnership with D2D):
Money Club (YTH789): Foundational life skills, budgeting, and credit (1.2 CEUs).
Investor’s Club (YTH790): Advanced wealth building and stock market simulations (1.5 CEUs).
Life Skills: Adulting 101 (YTH791): Independence, Credit & Car Financing Field Trips (1.5 CEUs).
Official Verification & Press
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WTOP News (2024): "Play money leads to real-life financial literacy" feature covering the D2D impact in Montgomery County classrooms.
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The Baltimore Times (2026): Feature on the "Financial Readiness Program" for graduates focusing on real-world life skills.
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Maryland Local Business Listing: Verified member of the Maryland Local Business directory, confirming corporate standing and commitment to the Maryland economic ecosystem.
Whitney Ramirez:
Accomplishments & Awards
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2024 AFCPE® Educational Program of the Year Award: Recipient of the prestigious national award from the Association for Financial Counseling & Planning Education (AFCPE) for excellence in developing high-impact financial literacy curriculum.
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Speaker Profile: Maryland Innovation Center: Featured speaker and expert contributor at the MIC, highlighting innovation in experiential financial education.
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United Way 2024 Changemaker Challenge WINNER: Awarded top honors by the United Way of Central Maryland for pioneering social innovation and community financial empowerment.